Simple and easy to understand cover for all boats

Our pleasure craft insurance policy has been designed to provide simple and easy to understand cover for all boats – new and used. We cover many types of pleasure craft, including:

Policy Types

Our pleasure craft insurance policy has been designed to provide simple and easy understand cover for all boats – new and used. We cover many types of pleasure craft, including: Comprehensive, Third Party Only, Extended Blue Water Yacht Racing & Blue Water Cruising.

Comprehensive

Our comprehensive insurance covers accidental loss or damage cover, similar in scope to comprehensive motor vehicle cover. It includes theft of the vessel, and/or its contents and personal effects, malicious damage and includes cover for transit damage, for boats designed to be transported on their own trailer.

Third Party Only

For those who may only require this level of coverage, we offer a policy which is restricted to damage or injury that you cause to a third party. There is no cover for your own boat under this option.

Extended Blue Water Yacht Racing

Our basic policy covers you for sail boat racing up to 100 nautical miles. Upon you request we can extend your policy for Blue Water racing over 100 nautical miles, providing you and your boat meet our underwriting criteria. Determining factors may be, but are not limited to, the age and type of your mast, the type of rigging your boat has, and your own personal experience.

Blue Water Cruising

Customers looking to make a longer trip can take advantage of our Blue Water Cruising policy extension. We will extend your policy for Blue Water Cruising in international waters providing you and your boat meet our underwriting criteria. Determining factors may be, but are not limited to, the age, type and construction of your boat, as well as your own personal experience.